What Are Business Purpose Loans?

Business purpose loans are designed for real estate investors purchasing or refinancing investment properties. These loans are not for primary residences.

Instead of relying only on personal income, qualification is often based on the property itself, the investment strategy, and the overall deal.

This allows investors to move faster, preserve liquidity, and scale their portfolio more efficiently.

Is This the Right Loan for You?

This may be a good fit if you:

• are purchasing or refinancing an investment property
• want to qualify using rental income instead of personal income
• are self-employed or have complex income
• plan to flip, build, or hold rental properties
• want to scale your real estate portfolio